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SERVICES

Health, Life and Everything in Between

Individual & Family Health

Whether you're self-employed, between jobs, retiring early or overpaying, I'll help you find a plan that covers your doctors and fits your budget.

Nationwide PPO Networks — the flexibility to see doctors and specialists across the country.

Major Medical Plans — comprehensive coverage for doctor visits, hospital stays, prescriptions and more.

MEC-Compliant Private Plans — plans that qualify as Minimum Essential Coverage under the Affordable Care Act.

Medically Underwritten Plans — if you're in good health, these may offer lower premiums based on your health history.

Guaranteed Issue Plans — coverage you can't be turned down for because of your health.

Child-Only Plans — coverage just for your kids, even if you have your own insurance elsewhere.

Short-Term or Gap Coverage — temporary protection between jobs or while you wait for other coverage to start.

Short-term plans are not ACA-compliant and may not cover pre-existing conditions. Availability varies by state.

Small Business & Group Plans

After pay, health insurance is the benefit employees care about most. The right plan helps you hire and keep good people — whether you're offering benefits for the first time or facing a significant renewal increase.

Level-Funded Group Plans — so you pay the same predictable amount every month, whether you have 5 employees or 100.

Term & Whole Life Insurance

Your family counts on you every day. Life insurance makes sure they still can, even if you're not there.

Term Life covers you for a set number of years — often while you're raising kids or paying off a home — at a lower cost.

Whole Life lasts your entire life and can build cash value over time. I'll help you figure out how much coverage makes sense and which type fits your goals.

Living Benefits — term life policies that include chronic, critical and terminal illness coverage, so you can access part of your benefit while you're still living.

Level Premiums are available with both term and whole life, so your payment stays the same for the length of your policy.

On your family's worst day, they'll have one less thing to worry about.

Mortgage Protection

Coverage so your family can stay in the home if something happens to you. Term life policies to match your mortgage term and cover your mortgage balance, so your loved ones aren't burdened with debt.

Dental & Vision

Dental and vision coverage to ensure all your bases are covered.

Preventive Dental — plans that cover preventive services like cleanings and x-rays at 100%.

Orthodontic Options — plans with and without orthodontic care.

Vision — plans for eye exams, glasses and contacts.

Not Sure What You Need?

A short call is enough to point you in the right direction — at no cost to you.

Book a free coverage review Other ways to reach me